Cremasco Partners

Cremasco Financial, a Guelph company, was founded by Richard Cremasco (B.A., CLU, CH.F.C., CFP) in 1981. In 2003 Cremasco Partners was launched to further develop the growing group insurance and group retirement business.

The resources developed through the creation of Cremasco Partners allow us to concentrate our expertise and bring strategic solutions to our corporate clients. Cremasco Partners has grown to be the Largest Employee Benefits Brokerage in Guelph with over 125 Group Life & Health and Retirement Plan Contracts.

We have a dedicated team of experts specializing in different areas so we can be your one-stop boutique. We specialize in creating, implementing, monitoring and advising on:

Cremasco Partners

Corporate Benefit Solutions

Cremasco Partners specializes in creating, implementing, monitoring and advising

Group Benefits

Our mission is to help our businesses manage their employee benefits plans in the most cost-effective and efficient methods possible thereby freeing up more time and capital to enable businesses to meet their business goals.

  • Group Retirement Plans
  • Group Benefit Plans
  • Executive Benefits, IPP’s and RCA’s
  • Health and Welfare Trusts
  • Wellness Programs
  • Employee Expat & Inpat Coverage
  • Health Spending Accounts
  • Individual Health Plans
  • Communication Programs
  • Group Critical Illness
  • Family & Employee Assistance Programs

How We Work


Cremasco Partners Inc. is a strong proponent of employee education. Higher levels of employee satisfaction come with better understanding. We also believe that given insight into benefit trends, costs and cost-containment strategies, plan members are engaged to make choices that are necessary for long term plan sustainability.

Employee Meetings

Through our client service commitment model, our clients are assured, year after year, their plan continues to be the most innovative priced program in the market place.

Market Surveys

Good plan design attracts rewards and retains your best employees in a cost-effective, sustainable way. In today’s ever changing business realities, your benefit plan needs to be dynamic in a strategic way. We help identify and implement these strategic changes.

Plan Design

Contracts/booklets are customized and reviews are conducted by Cremasco Partners Inc. to identify how a specific client’s program compares with others and identify inconsistencies with your company policy.

Policy Reviews

Cremasco Financial and Cremasco Partners work closely together and offer
innovative advice and solutions to individuals, businesses, employees and their families
demonstrating our motto, "Of Common Purpose."